From mortgages to insurance, investments to retirement plans, making the right financial decisions can be challenging. So it pays to have someone with clout looking out for your best interests.


At First Responders Financial Services, we're 100% committed to finding the kind of financial products all first responders deserve. Become a member today so we can notify you when new products are added. We only work with companies that pass our high standards and have your best interests at heart.


Just look at our wide range of products & services:


Mortgages

First Responders has engaged FDNY firefighter and experienced mortgage broker, Robert McMahon, to manage our mortgage program. Robert understands the challenges of the life of a first responder and it is his personal mission to help each of our clients through, what can be, a daunting process.

Enjoy superior savings and service:

  • Loans are available for first time homebuyers
  • Loans are available to those with serious credit problems — we will work with you
  • A wide range of real estate financing solutions for various needs



First Responders Credit Card

A credit card designed exclusively for First Responders.

You're proud of what you do. Rightly so. Let the rest of the world know it with the First Responders credit card. The only credit card with benefits especially for first responders.

Earn 1 point for every $1 you spend on eligible purchases and redeem for your choice of travel, cash, merchandise or gift certificates/gift cards.



Personal Investments

For those new to investing — or for experienced investors — the FOLIOfn offering is the best we’ve found. With your special First Responders Members brokerage account by FOLIOfn, you can trade entire portfolios in a single transaction, all for a fraction of the cost of other brokers.

  • Save money — pay one low monthly fee and receive 5 commission-free trades to build your own portfolio or make monthly investments to your First Responders Folio.
  • Automatic Transactions — Put your account on Auto Invest and establish periodic investments to take advantage of dollar cost averaging.


Apparatus Loans

Waiting to purchase your apparatus or equipment can cost you money. Buy your equipment now with lease purchase financing, own it at the end of the lease and avoid maintenance cost on old equipment. Essentially all equipment for municipalities, everything a fire station needs is financeable, including:

  • Fire Trucks – New & Used
  • Firehouse – New Constructions & Renovations
  • Mobile Command Centers
  • Heavy Rescue Vehicles
  • Hazmat Equipment
  • Ambulances
  • Foam Equipment
  • Fire Fighter Equipment


First Responders Cash Account

We have found the best institutional cash account you’ll find anywhere! It's a superior alternative to Certificates of Deposit (CD’s) and business checking accounts.

A few features:

  • 1.98% APY
  • Extended FDIC insurance coverage for balances up to $2 million
  • No check processing fees
  • Total liquidity… constant access to your funds
  • Online Access… always there when you need it


Insurance

Insurance can take a bite out of any budget.

First Responders Financial now offers you access to free auto and homeowners insurance quotes provided by The Harford through an exlusive toll free number just for First Responders Financial members.

For nearly 200 years, The Hartford has been a beacon of quality, stability, and performance in the insurance industry. The Hartford is rated A+ (Superior) by A.M. Best – the world’s leading provider of ratings for the insurance industry and the benchmark for assessing insurer’s financial strength and stability.


Responder Rewards

A free program just for first responders.

This program is not available to the general public. Receive up to 40% off at The Sharper Image, PetCo, Blue Nile, Target, and hundreds of other retail outlets.

When you become a member of First Responders Financial, you are automatically enrolled to receive your rewards. Start saving today.



We are interested in hearing from you. What kind of financial products and services do you and your family need? Please let us know what we can work toward so that we can meet the needs of first responders all over America.

Quick Links